Items you will most likely need for a mortgage application are:

• Name, social security number, date of birth, and marital status of all applicants
• Residence addresses for the last two years
• Employment history: Name, job title, start date, address, and phone number for all employers in the last two years
• Most recent pay stub
• W2’s for all employers in the last two years
• Complete bank statements for the last 2 months with all pages (for monthly accounts) or the most recent quarterly statements. Includes savings, checking, investment accounts, mutual funds, money market, 401K/403B/TSP, IRA, Annuity, or other financial accounts. Any large deposits other than payroll will need explanation.
• Signed purchase agreement, as available (purchase transactions only)
• If income other than salary will be used to qualify (bonus, self employed, 1099, rental income, or commission income, etc), provide signed copies of the last 2 years personal tax returns including all schedules
• If self employed, additional income documents may be required depending on the corporate structure
• Copy of the most recent Social Security, Disability, and/or pension award letter or statements, if applicable
• If child support/alimony/separate maintenance is to be counted, copy of court order, history of receipt (bank statements/copy of canceled checks), and likelihood of continuance must be verified.
• Copy of a divorce decree or legal separation agreement, if applicable.
• List of other real estate owned along with the estimated market value, property type, financed amount, taxes and insurance amounts (if not escrowed), association fee (if applicable), rent received, and complete property address
• Copy of Driver’s License and one other form of ID
• Other items may be needed depending on the individual application