Do Not:- Obtain and new credit after the pre-approval. This includes any debt consolidation, balance transfers, or credit accounts. Avoid pulling your credit.
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Do: Keep all pages of your financial statements accessible including bank statements, tax returns, pay stubs, W2’s, and other financial documents.

Do Not:- Make any large deposits into your bank accounts other than job wages. The source of any large deposits will need to be documented. If you transfer funds, you will need to supply statements from both accounts to document the transfer.

Do Not:- Withdraw any large sums of money from your bank accounts after applying for the mortgage other than the deposits(s) on the home. Updated bank statements may be needed prior to closing.

Do:- Notify your Loan Office immediately of any changes to income, employment, assets, or liabilities as they could affect your approval status.

Do Not:- Make any changes to your employment. We verbally verify that your employment status has not changed just prior to closing.